Share Secured Loans

Need to establish credit or rebuild a blemished credit history?
Need to make a large purchase but don’t want to drain your savings account?
Need some emergency funds and don’t want to pay a penalty for redeeming your Certificate early?

Borrow from yourself and save!

Use your regular share account or Share Certificate as collateral and borrow up to the amount in your account. You will continue to earn dividends on your savings while you pay the lowest possible loan rate.

It's easy - no credit report required.

Apply Now

All loan requests are responded to promptly and in the strictest of confidence.


People Helping People

(340) 773 – 5444
P.O. Box 490, Christiansted, St. Croix VI 00821-0490

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Your savings federally insured up to at least $250,000 by the NCUA